Welcome to Best Rv Financing!
Financing an RV is very difficult in today's banking climate. Recreational vehicles are considered a luxury, not a necessity. Banks feel that if someone is in a bind, their RV will be the first thing people will let go back to the bank.
There are only three banks that are currently financing RV's that are consistent sources. US Bank, Bank of America, and Bank of the West. Another source to consider is your local Credit Union or home town bank. The drawback with these lenders is usually the term they will finance. The three big banks offer terms up to 240 months (20 Years), making owning an RV very affordable.
When you apply for a loan, be prepared to show proof of income, as well as a personal financial statement showing all the liquid assets you have including tax returns. Remember, part of the reason we are in the dire financial situation we are today is because banks did not ask for this in the past. Banks are really concerned if you do not have the liquid assets to make payments if you lose your job, or if your income shrinks.
We are not tax consultants, however there are some great tax benefits for owning an RV. Interest is still deductible, if you qualify. A large portion of sales tax has just been added this year and provides more to write off.
Something we wanted to share with RVer's is an EXCITING new program we found that could help you enjoy the RV lifestyle, and work while on the road!
This opportunity is perfect for RVers. All you need is a cell phone (who wouldn't be on the road without one), a laptop with wireless capability, or like we just purchased from Verizon, an HP mini netbook. We have access to the internet anywhere you can make a call on your cell phone! (For under $200 !) No products to stock, nothing to ship. You have access to unbelievable training and support. This literally is a "business in a box" You can choose how much income you wish to produce. No cold calling. Not an MLM.
For more information, please click on the link below:
